[15:25] Writer0224: so here is what you do
[15:25] Writer0224: you work 
[15:25] Writer0224: you make real money
[15:25] Writer0224: you save
[15:25] Bradford86: you lose if that is what you do.
[15:25] Writer0224: and when the market turns
[15:25] Writer0224: you invest
[15:25] Bradford86: that way of thinking is not what makes it in todays society
[15:25] Bradford86: that used to cut it.
[15:26] Bradford86: working 9-5 isnt what cuts it.
[15:26] Writer0224: that is so wrong
[15:26] Bradford86: that's last century
[15:26] Bradford86: working hard is hardly working
[15:26] Bradford86: you have to work smart
[15:26] Bradford86: add value to society.
[15:26] Writer0224: my guess is we will be bailing you out of financial ruin at least once